Insights from Flood Insurance Specialists

There is a war of words between the president of the United States and the dictator of North Korea and it does not seem to bode well for the United States. As the evil ‘rocket man’ threatens to use nuclear force against the United States, the associated island located closest to the source is getting nervous.

The feeling of nervousness seems to be underlined by the big hair of the government. “Brace yourselves,” they tell the residents of the Pacific coast.

How does one prepare for an epic attack promised by someone who intends to destroy? Officials cite a tsunami as an example.

The Pacific coast is no stranger to the fear of a tsunami. In the year 1957, in fact, what is known as a ‘distant source’ tsunami was generated in the region by an earthquake that occurred 2,100 miles away.

Insurance providers say the devastating results were $ 5 million in damage to property, cars and homes.

In retrospect to that terrible event, the emergency services have devised a plan to minimize the risks. The same plan officials now say residents should use if, God forbid, residents face a showdown with the nuclear arsenal.

Here are the important steps to take if a tsunami or nuclear threat is coming.

• Learn about the risk in question. Contact emergency groups for any information they can provide. Find out how much higher your street is at sea level and learn how far your street is from the coast and any other high-risk locations.

• Tourists should talk to hotel or motel staff about risks and evacuation routes.

• Design your own evacuation strategy by planning an escape route that takes you at least one hundred feet from your residence, or in an upward direction that is two miles inland from the coast, or as far as you can. Your plan should include escaping on foot within fifteen minutes from the start time of the evacuation. Follow the officially posted evacuation routes on the way to safe havens.

• Conduct evacuation drills with your family during key times: day, night, and during inclement weather.

• Check with an experienced independent insurance agency regarding flood coverage because your standard homeowners policy does not include it.

• Stay informed about warnings and surveillance through radio and social media.

• Sit your family down to discuss what to expect and make a plan in case family members get separated.

• Stock your emergency kit with essentials, such as an adequate supply of bottled water, non-perishable food, medicine, flashlight, radio, and other necessary items. Place your gear by the door so you can quickly grab it in case of an emergency.